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What do I do I found a RRSP receipt for 2009,for 320.00 dollars?

and when I tryed to do my taxes it said that I had to tell them that I was carrying forth any monies for the prior year.Do I redo 2009 taxes or should i try to put it on 2010 This is Canadian taxes I'm talking about


If you’ve been keeping up with my blog posts lately you’ll know I’ve come to adding a few news posts from around the web on this subject. I’ve got a couple more today that are new and updated, so let me know what you think of em…

Retire On Top of the World in Ocala, Florida

Casey Anthony Prosecutor To Retire On Friday

What tax pro should I see for retiring in Upstate NY? – Straight …

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Ok so you might find the next few links interesting. These are from around the web, just random snippets that I’ve picked up in my reading, but I found some very cool information in them. You might too. Here goes…

State Prosecutor Jeff Ashton to Retire – The Florida News Journal

TREND WISELY: My online magazine.: Where would you retire?

The 'Real' Very best Spots to Retire » arkhamcity.org

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“Unused” RRSP & Tax refund in the forth coming year?

I stay in Ontario, Canada. My annual income for the year 2010 (Jan to Dec) is approx. CDN$ 36000.

I am not planning to invest this year in RRSP (Approx. CDN$ 6500).

I know that, I can invest the “Unused” RRSP Balance amount next year.

But the question is :

Since, I am not investing this year, I can not get “refund” from the already deducted Tax this year.

If I invest the “Unused” RRSP Balance amount of this year, in the next year (along with the RRSP amount for the year 2011), will I get back the amount of tax which I can not get back as “refund” this year (for the year 2010), in the next year.

Please give the reason for YES or NO.

If yes, then approximately, how much?

Thanks

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Ok so 3 more posts today that I’ve dug up – I’m an information JUNKIE on this stuff lately. Give em a browse and let me know what ya reckon. They’re just from a few different sites I’ve been surfing lately that are generally good for information like this…

Which state should I retire to? ? Texas, Answer, Best, FloridA …

NASA sets Atlantis confab; Kelly retires – Florida Transportation … Read the rest of this entry »

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What is the difference between an RRSP and a savings account?

You get a tax deduction when buying an RRSP, and pay tax when you withdraw funds.

Neither happens with a savings account.



If you’ve been keeping up with my blog posts lately you’ll know I’ve come to adding a few news posts from around the web on this subject. I’ve got a couple more today that are new and updated, Read the rest of this entry »

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Ok so 3 more posts today that I’ve dug up – I’m an information JUNKIE on this stuff lately. Give em a browse and let me know what ya reckon. They’re just from a few different sites I’ve been surfing lately that are generally good for information like this…

Financial Changes Forcing Florida Teachers to Leave Jobs, Retire …

Coral Springs Retirement Planning – Create a Retirement Plan in …

Retirement – Retire in Style: Move to Cape Coral Florida

Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.

Have a great day!


What are the benefits of contributing to RRSP?

i live in canada and i am just wondering that what are the benfits of RRSP …i know few of them if u know anything else then this plz let me know …
i know it will help me to reduce taxes at end of year
it will help me as first home buyer but i m not sure upto what limit ??
when i grow old and want to withdraw my RRSP at that time i will be for sure in low tax bracket that would help me more
is there anything i need to know before contributing to RRSP ..i m working in a company and my company is matching 2.5% max of my salary to RRSP …is any other best way i can get more benefits out of this RRSP???

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Ok so you might find the next few links interesting. These are from around the web, just random snippets that I’ve picked up in my reading, but I found some very cool information in them. You might too. Here goes…

WOW Time to retire For Sale in Palm Beach Florida – Businesses For …

Florida Farm Bureau's Pat Cockrell to Retire – US Farmers and …

Living Stingy: How can a senior couple retire in Florida on $1500 …

Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.

Have a great day!


CANADA, I have an RRSP question?

I know close to nothing about finaces and whatever.
but i was looking at my info through the CRA website
and it says i have contributed a little over 5,000 dollars to an RRSP somehow (obviously through working or something, im young, im a student)
so im wondering if there is any way for me to access this money.
i know IF i can there will be penalties and what not, but i am still willing too do this IF possible
I am a college student, trying to make it by, and its important to me to finish school right now.

can i get this money? if so how do i do this and who do i talk to? THANKS!

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Can you use rrsp's for your lawyer fees and land transfer tax?

Yes.

If it's a homebuyer's withdrawal, it doesn't matter what you spend the money on. As long as you are a new home purchaser, you are allowed to make the withdrawal. What you spend the money on is up to you.

If you're just cashing in some or all of your RRSP, again, it doesn't matter what you spend the money on. The redemption is taxable regardless.


Hey Readers! I’ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below…

Walt Disney | Disney's Al Weiss To Retire : Walt Disney World Florida

Life is too short – Follow your dreams | Capital Residential Real …

Many still critical of Florida's permanent alimony laws: Part I …

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Question about RSP/RRSP?

I went to TD Canada Trust yesterday to talk to someone about opening an RSP account, asking about the difference between RRSP and RSP. I was shocked when the woman working there was not knowledgeable and very rude. I did not get answers, I was told to talk to the person who does my taxes…What is an RSP? How much money can you contribute monthly? Read the rest of this entry »

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TRANSFERRING RRSP's TO SPOUSE OR GIVE IT THE MONEY TO HER FOR DIRECT DEPOSIT?

My wife had not income in the last fiscal year, she has room in her RRSP, I has my income and I would like to know if is better for the family income to use the tool “transfer RRSP to spouse” or give it the money to her and after she open a RRSP account and deposit the money direct
If I use Ufile, how the transferring work, She has to go the bank for that?
Thanks you very much in advance


I hope you’ve been enjoying my posts lately. I thought I might do something different today and rustle up a few bits of info from around the WWW. These are some of the news items and blog posts that have been popular over the last few weeks. Leave me your thoughts.

Hockey » Blog Archive » Retire to Florida

retire in florida – Latest retire in florida news – Florida …

Arizona VS. Florida – Best States to Retire For Military …

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Can't have full pension without emptying RRSP?

im not sure but,

my dad says that when you retire they give you a reduced pension if you still have money left over from your RRSP.

for example:

person 1 saves and takes $2000 from RRSP when retires (-income tax), gets reduced pension
of $1000

=$3000 in his pocket

person 2 has no RRSP, gets 3000 from pension

=$3000 in his pocket

My dad says “whats the point of investing my money early in life when I couldve used it for something else, and then having the same amount of cash as another guy who has not payed a cent for RRSP?”

is this true? do you have to use up your own money that YOU invested into RRSP, before you can have your full pension payment?
cuz i always thought RRSP was for bonus cash when u retire


Ok so 3 more posts today that I’ve dug up – I’m an information JUNKIE on this stuff lately. Give em a browse and let me know what ya reckon. They’re just from a few different sites I’ve been surfing lately that are generally good for information like this…

Downtown Subway owner retires to Florida | The Rock River Times

Why You Should Retire to Florida – Newsall4u.com Blogs

Ever since Franklin D. Roosevelt linked “freedom from want” to …

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What to do with your Retirement
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